Mercer

Minnesota posts employer opt-out for cafeteria plan mandate

Minnesota employers can use a new form to opt out of the state's mandate to offer employees a cafeteria plan option. Starting July 1, most employers with 11 or more full-time equivalent Minnesota employees that don't offer employee health benefits must establish a cafeteria plan. Employers don't have to offer or contribute to health insurance, but they generally must provide a premium-only plan so workers can purchase coverage with pretax contributions. Employers may opt out by certifying that they understand the advantages of Section 125 plans and have chosen not to offer one.  (Select News, 15 Apr 2009)


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